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Timing is everything!
when you choose to start your social security income is no exception


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Social Security
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I was so confused with this whole process I almost wanted to give up. I was referred to Jennifer by a friend and the way she explained how Medicare works and broke down my plan options, it came together and made sense to me. Thanks to her effort and patience, I have the plan that is working for me.
Michael, J


Jennifer explained to me about my guarantee issue period. I spoke with two other agents and no one went over this. Thank goodness I never went with that first plan choice because I wouldn’t have this Medicare supplement coverage right now. I am very grateful.
Maria. M
Taking the mystery out of medicare
maximizing your social security benefits
Everyone likes options. Everyone needs options. But sometimes the options are confusing. And a mistake can make a big difference in retirement income or healthcare. For example:
- How to get the most out of Medicare.
- How to navigate Social Security.
- How to know what insurances you need – and even if you need them.
A certified National Social Security Advisor, Jennifer J. Edwards-Clarke navigates these complex options with a calm, experienced, personally tailored approach that makes it all quite painless and reassuringly simple.


Social Security & Medicare BLOG
What documents do I need to help my parent with medical decisions and Medicare claims?
Three important documents grant caregivers permission to consult with a parent’s doctor, access medical records, ask questions about claims and make health care decisions on a parent’s behalf: Health care proxy Health Insurance Portability and Accountability Act...
Understanding Medicare’s Options: Parts A, B, C and D
Making sense of the alphabet soup of health care choices Medicare is complicated and can be confusing to sort through. To make it easier, the program has been broken down into four basic parts that include coverage for everything from hospital care to doctor visits to...
Medicare Begins to Rein In Drug Costs for Older Americans
Reforms embedded in the Inflation Reduction Act will bring savings to seniors this year. Already some lawmakers are aiming to repeal the changes. Steve Lubin spent a lot last year on insulin to control his Type 2 diabetes. A retired nurse in Philadelphia, Mr. Lubin...